Terms of Use

Last updated: August 2026

These terms govern your use of the Ethics Insight website and, where relevant, the services we provide. By using this site, you accept them.

If you are using this site for an organisation, you confirm you have authority to accept these terms on its behalf.

1. Who we are

Ethics Insight Ltd is a company registered in England and Wales, company number 14245124, with its registered office at 167-169 Great Portland Street, 5th Floor, London, W1W 5PF.

"We", "us" and "our" mean Ethics Insight Ltd. "You" and "your" mean the person using the site and, where they act for an organisation, that organisation.

2. Who this site is for

This site and our services are for businesses, investors, advisers and professional organisations. They are not offered to consumers and are not intended for personal or household use.

By using the site you confirm you are acting in the course of a business or profession, and that you are at least 18.

3. What these terms cover

These terms cover your use of this website, the material published on it, and the resources you can download from it. They also set out the general basis on which we provide our services.

Where you engage us for a piece of work, that engagement is governed by the engagement letter or order form we agree with you. If anything in that document conflicts with these terms, the engagement document wins.

Authorised access to the Ranulph platform at ranulph.ai is arranged separately and is subject to its own terms and to your engagement documentation.

4. Using the site

You may read, use and share material on this site for your own business purposes, with attribution to Ethics Insight.

You must not:

• use the site for anything unlawful, fraudulent or harmful
• copy or republish our material commercially without our written consent
• scrape, crawl or systematically harvest content from the site by automated means
• use our material to train, fine-tune or evaluate any machine learning model
• try to gain unauthorised access to the site or the systems behind it
• interfere with the site's availability, integrity or security
• register domains, trade marks or social media handles containing "Ethics Insight", "Ranulph" or "Risko"
• remove or obscure any copyright, trade mark or attribution notice

We may restrict or withdraw access if we reasonably believe you have breached these terms.

5. Our intellectual property

The content of this site, the Risko^® integrity-risk framework, the Ranulph^® service and the methodologies, frameworks and analytical tools behind them belong to Ethics Insight Ltd or our licensors.

Ranulph^® and Risko^® are UK registered trade marks of Ethics Insight Ltd.

Nothing on this site transfers ownership of any of it to you.

6. Resources you download

Some resources, including templates, guides and diagnostic tools, are available by request through our contact form. They are free, and they are for your organisation's internal use.

You may use and adapt them internally. You may not sell them, publish them, or present them as your own work. They are provided as they are, and they are not a substitute for professional advice.

7. Engagements

Where you engage us, the scope, fees, deliverables and timetable are set out in the engagement letter or order form we agree before work begins. That document forms part of your agreement with us.

Unless the engagement document says otherwise:

• invoices are payable within 30 days
• we may charge statutory interest on late payment under the Late Payment of Commercial Debts (Interest) Act 1998

Outputs and deliverables

You own the deliverable. The report, assessment or analysis we prepare for you is yours. You may use it internally and share it with your advisers, investors, board and others involved in the decision it relates to.

We keep the methodology. The Risko^® framework, our tools, models and processes remain ours. You may not resell a deliverable, sublicense it, publish it, or use it to build a competing product or service.

How we improve our work

We use what we learn to develop the Risko^® framework and our methods. That is limited to aggregated and anonymised insight. We do not use client-identifying or deal-identifying information, the contents of your submissions, or your deliverables, and we do not share them with other clients.

Confidentiality terms in your engagement documentation take precedence over this section.

8. Ranulph

Ranulph is our structured integrity-risk analysis service. Most clients use it by working through Ethics Insight, where a senior specialist reviews the analysis before anything reaches you.

Where we approve you for direct access to part of Ranulph, outputs are produced without a specialist reviewing each one. Those outputs are analytical support, not conclusions. You are responsible for checking them before you act on them, and we can arrange specialist review if you want it.

What applies to you is set out in your engagement documentation.

9. How we use AI

Ranulph uses structured AI analysis, constrained by the Risko^®framework, to organise information, compare it against known integrity-risk patterns and highlight anomalies worth closer examination. Where source material is used, findings link back to it.

AI systems can produce output that is incomplete, out of date or wrong, including output that looks well-sourced but is not. Specialist review is designed to catch that, and it is one of the reasons most clients work through us rather than directly.

Our analysis is also limited by the material available to it. An assessment reflects the documents, data and disclosures provided or publicly accessible at the time. It is not a guarantee that fraud, misconduct or control failures are absent, and it says nothing about how a person or business will behave in future.

We do not use your material to train externally available AI models. We contract with our AI providers on terms intended to prevent your data being retained or used for their model training.

You must not use our outputs, or the reasoning in them, to train, fine-tune or benchmark any machine learning model, or to build a competing analytical product or framework.

10. What our work is, and is not

Our outputs represent professional analytical judgement. They are not legal advice, financial advice or investment advice, and they do not replace independent professional counsel. We are not a regulated financial adviser, and nothing we produce is a recommendation to make or refrain from making an investment.

Ranulph supports professional judgement. It does not prove misconduct and does not replace an investigation.

Decisions you take on the basis of our work are yours. We recommend taking independent legal, financial or regulatory advice before acting, particularly where the stakes are high.

11. Confidentiality

We handle enquiries and engagements in confidence. We will not disclose the contents of your enquiry or engagement outside those involved in your matter, except where the law or a regulator requires it.

Please do not send names, allegations or sensitive evidence through the contact form. We will agree a secure route with you after an initial conversation.

For engaged clients, confidentiality is governed by your engagement agreement or NDA, which takes precedence over this section. Our confidentiality obligations continue after an engagement ends.

12. Liability

To the fullest extent the law allows:

• We exclude implied warranties and conditions about this site and its content, including implied terms as to satisfactory quality and fitness for a particular purpose.
• We are not liable for indirect or consequential loss, including lost profits, revenue, savings, data, business opportunity or goodwill.
• Our total liability for all claims connected with an engagement is limited to the fees you have paid us for that engagement.
• Where you have paid us nothing, our total liability is limited to £500.

Nothing here limits liability for death or personal injury caused by negligence, for fraud, or for anything else that cannot lawfully be limited.

13. Indemnity

You will indemnify us against losses, costs and reasonable legal expenses arising from:

• your unlawful or fraudulent use of this site or our services
• your breach of sections 4, 5, 6 or 9
• any claim that material you sent us infringed someone's rights or was sent without the necessary authority

This does not apply where the loss results from our own breach, negligence or wrongful act.

14. Other websites

We link to other sites and cite third-party research. We do not control that material and are not responsible for its accuracy or availability. A link is not an endorsement.

15. Availability

We aim to keep the site available but do not guarantee uninterrupted access. We may suspend it for maintenance or security, or for reasons beyond our reasonable control.

16. Changes

We may update these terms. The version on this page is current, and the date at the top shows when it last changed. Changes do not apply retrospectively to an engagement already under way.

17. General

• If any part of these terms is found invalid, the rest continues to apply.
• If we do not enforce something straight away, we keep the right to enforce it later.
• We may transfer our rights and obligations, including to a buyer of the business. You may not without our written consent.
• Someone who is not a party to these terms has no right to enforce them under the Contracts (Rights of Third Parties) Act 1999.
• These terms, your engagement documentation and our privacy policy form the whole agreement between us about your use of this site and our services.

18. Governing law

These terms are governed by the law of England and Wales. The courts of England and Wales have exclusive jurisdiction.